Seller Financing

Own your home without a bank

We finance the home directly. You make simple monthly payments and build equity from day one.

Apply

Complete a short buyer application. We look at the whole picture — not just a credit score.

Agree

We agree on a fair down payment and a monthly payment that fits your budget.

Move In

Sign the paperwork, get the keys, and start living in a home you truly own.

What makes it different

  • No traditional bank loan required
  • Flexible down payments starting around $3,500
  • Straightforward, easy monthly payments
  • Honest guidance from the owner, AffordOurHome
  • Fast decisions — no waiting weeks on an underwriter

Ready to see what you qualify for?

The application takes about 5 minutes and there’s no obligation.

Start your application